• Money-Back Disability Income Protector

    A monthly income replacement benefit to cover any income loss resulting from your inability to work, plus premiums refund

  • Total & Permanent Disability Benefit

    A coverage enhancement offering the advance payment from the life insurance plan in the event that the insured becomes totally and permanently incapable of engaging in any work for renumeration.


YF Life Insurance International Ltd. is not a subsidiary or a group company of Massachusetts Mutual Life Insurance Company.