My upline manager told me that with a monthly income of $20,000, it would take 10 years to realize my dream of buying an apartment. However, if I chose to work hard in the financial-planning industry, it would probably take much less time to make my dream come true. In fact, I bought my first property three years after I joined MassMutual.

My parents objected as they thought I should work as a civil servant or even casino manager, earning a good salary of $30,000 a month. However, I insisted on working as a financial planner and asked for a period of one year in which to prove it to them. After six months in the business, my dad saw my award photo in the newspaper. He bought ten copies to share with his colleagues and, from then on, I had the full support of my parents.  

I once read a book entitled ‘Secret’, which is about ‘The Law of Attraction’. Whenever you have a positive mindset, you will attract all the good things, and vice versa. This has greatly inspired me in my work as a financial planner. Whenever I encounter any difficulties or objections, I always stay positive and the problems soon get sorted out.