Of the ‘post-80s’ generation, Teddy graduated from the faculty of Business, Financial Services at The Hong Kong Polytechnic University. As from the age of 26, his annual earnings have amounted to over two million dollars. At the age of 28, he was promoted to Deputy General Manager. 

 
 
Prove by deeds, not words!
   
Q: I want to attain financial independence by age 40
A:

I want to be financially independent, run a farm on my own land, and build a school in a rural area before I reach 40. I want to live life to the fullest, at the same time, to do good to others. Nowadays, many people live beyond the age of 80, so I’m sure I will be physically fit to enjoy the way of life that I desire at the age of 40.

Q: Own three properties in two years by replicating success
A:

This career sets no limits to my income as I can always earn more by making greater efforts. In fact, I bought three properties over a period of two years, and my earnings were three to four times that of my schoolmates. I can also recruit fellow team members and replicate success. Best of all, building up a sales team helps me achieve my dream even faster. This career also allows me to meet people from all walks of life and I can offer my expertise and professional consultancy services to help others mapping out their financial goals with risk and wealth management solutions.

Q: Determination to succeed triggered by objection
A:

Prior to graduation, I had already joined the financial-planning industry to earn my tuition and living expenses. After graduation, I decided to devote myself to the career. However, my mom did not support this move as she thought, as a university graduate, I could have wider career choices which would offer a more stable income. Her objection triggered a determination in me to prove that I could earn both a high and stable income in this industry. Thanks to my total dedication, I became an MDRT qualifier in the first year, and have generated a more than 30% increase in my income year after year. Since the age of 26, I have earned an annual income of over two million dollars. The result speaks for itself, and now I have my mom’s full support.

YF Life Insurance International Ltd. is not a subsidiary or a group company of Massachusetts Mutual Life Insurance Company.