Today's woman can live life to the full and enjoy both a successful career and a happy family life. To secure what you have today and prepare for the future, good planning is always necessary. That's why MassMutual Asia is proud to present you with the Lady Health Benefit plan, to take care of your needs at different life stages while you just sit back, relax and enjoy life.
Extensive Coverage – To Take Good Care of You
Health is wealth! Leading a healthy life is a prerequisite to achieving your career aspirations. Lady Health Benefit not only provides you with all-round coverage, but also at competitive premium rates. The Plan covers 4 Female Critical illnesses, 8 Common Female Illnesses, 7 benefits for Complications from Pregnancy Cover, 14 benefits for Congenital Anomalies, and Accidental Reconstructive Surgery1，to protect you at different stages of your life. In the unfortunate event that any of these illnesses occurs,
you can rest assured that all the necessary financial support is in place.
Free Health Check-Up: Safeguard Your Health Now!
Prevention is always better than cure. That's why a free health check-up will be provided for you after the first policy anniversary and every two years thereafter, up to age 75. Four plans, suitable for the unmarried, females preparing for marriage, married people and for the elderly, are designed to give you the most appropriate healthcare program at different stages of your life.
Lifelong Benefit
Unlike other female protection plans in the market, Lady Health Benefit offers lifelong protection up to the Insured's 100th birthday. Best of all, the plan is guaranteed to be renewed every five years.
MediNet Pro
Second Medical Opinion Provided by US Medical Specialists2 — Through our unique MediNet Pro, Lady
Health Benefit offers you access to a second medical opinion. This value-added service enables the Insured to seek alternative professional advice on an illness from renowned medical specialists at various specialist US hospitals and on the methods of treatment available, provided the Insured is suffering from one of the illnesses covered by the plan.
Quality Treatment Referrals in the USA2 — Furthermore, MediNet Pro will, upon request, refer the Insured to a hospital network in the USA delivering the best possible treatment at a discounted price, should the Insured suffer from any illness covered by the plan. Currently, more than 4,000 hospitals in the USA are members of the MediNet Pro network.
1 Within the benefit term, each particular benefit type will be claimed once only.
2 MediNet Pro is provided by Inter Partner Assistance Hong Kong Ltd. The current administration fee for each Second Medical Opinion is HK$500. For each referral for medical treatment in the USA, the current administration fee is US$500. The Insured is also responsible for paying the administration fee and for any medical treatment and other related costs in the USA. Inter Partner Assistance Hong Kong Ltd. reserves the right to review the price and the number of hospitals from time to time without prior notice. The Company reserves the right to change or cease this service at any time.
3 The maximum benefit amount that can be claimed under this plan is 100% of the Sum Insured.
4 If a Mastectomy is undergone due to breast cancer or carcinoma-in-situ, the maximum claim benefit is 30% of the Sum
Insured (including benefit for breast cancer or carcinoma-in-situ).
5 Within the benefit term, "Carcinoma-in-situ' can be claimed once only. Benefit payment for "Carcinoma-in-situ' is 20% of the Sum Insured, subject to a maximum aggregate benefit of US$30,000/ HK$/ M0P240,000 under all benefits issued by the Company under the same insured.
6 Within the benefit term, 'Accidental Reconstructive Surgery' can be claimed once only. Benefit payment for "Accidental
Reconstructive Surgery" is 20% of the Sum Insured or the actual amount of hospitalization and surgical expenses not reimbursed by other medical plans (whichever is the lower), subject to a maximum aggregate benefit of US$30,000/ HK$/ M0P240,000 under all benefits issued by the Company under the same Insured.
The above content contains general information and is for reference only. Please refer to the policy document for benefit coverage and exact terms and conditions. For enquiries, please contact our consultants, franchised agents or brokers, or call our Customer Service Hotline: Hong Kong (852) 2533 5555.