Kids are always active and full of energy. As a result, they are prone to accidents and injuries of all sorts, both at home and during outdoor activities. Over the past 5 years, 10,000 children were injured or killed in road traffic accidents.
MassMutual Asia’s Smart Kids Accident Protector provides caring parents with the financial resources to deal with these emergencies. Best of all, this benefit gives you total peace of mind and prompt assistance at a minimal cost.
Comprehensive Accident overage
This plan offers immediate cash benefit in case an accident happens to your children.
Double Indemnity
To offer your children the most comprehensive coverage, the above benefits will be doubled if the Insured is injured in an accident while riding, as a fare-paying passenger, on a public conveyance over an established land route.
Enhanced Medical Cover
An added advantage, this plan provides extra coverage for medical and surgical expenses incurred.
Hospitalization allowance# 1% of the Sum Insured per week (max. 52 weeks)
Medical expenses# Actual expenses up to 2% of the Sum Insured
Worldwide Coverage
Whenever in the world your children happen to be, it is comforting to know this benefit protects them 24 hours a day, 365 days a year.
* Permanent total loss of use of limb shall be treated as loss of limb
# Per injury
The above contains information and is for reference only. Please refer to the policy document for benefit coverage and exact terms and conditions. For enquiries, please contact our consultants, franchised agents or brokers, or call our Customer Service Hotline: Hong Kong (852)2533 5555.