For any Confinement/treatment/surgery of the Insured in mainland China, this plan will only cover the Confinement/treatment/surgery rendered or performed in the Hospitals as listed out in the Company’s website (“Mainland China Designated Hospital List”). Some Hospitals in the Mainland China Designated Hospital List may be classified as “Elite Hospitals” and the benefit payable under these Elite Hospitals will be reduced to the percentage as specified in the list. The Mainland China Designated Hospital List and the Elite Hospital list (including the applicable adjustment percentage) may be updated from time to time at our discretion, and any change shall be deemed as effective on the date of publication of the Mainland China Designated Hospital List on the Company’s website.


YF Life Insurance International Ltd. is not a subsidiary or a group company of Massachusetts Mutual Life Insurance Company.