MassMutual Asia’s Out-patient Insurance Plan provides coverage of both Chinese and Western
medical treatment with more comprehensive benefits and flexibility to meet your individual needs.

Comprehensive Protection With Both Western And Chinese Medicine Coverage

The plan offers you the most comprehensive coverage including general consultation, specialist consultation, X-ray, laboratory tests, ultrasound examination, special investigation and advanced imaging examination. Best of all, the plan offers extended coverage to include Chinese medicine. 

Unlimited Out-Patient Services At Your Fingertips

You can enjoy top-of-the-line benefits with unlimited out-patient medical coverage including general consultation and specialist care by western medical practitioners whenever you need it.

Free Choice of Doctor

To guarantee that you receive only the best out-patient service, MassMutual Asia has appointed over 550 Western and Chinese medical practitioners and clinics located throughout Hong Kong, Kowloon and the New Territories. To ensure total flexibility and freedom of choice, you are entitled to visit any doctor within the network^.
^ Medical network provided by Quality HealthCare Medical Services Ltd. 

Immediate Coverage

To provide you with medical coverage as soon as possible, you will have access to the most extensive out-patient coverage from the moment your application is approved. No waiting period is required and you get access to the service immediately.

Convenient Medical Card

When you enrol in the Out-patient Insurance Plan, you will be given a personal medical card. With this card and minimal co-payment at every visit, no claims procedures are required, so you enjoy hassle-free medical protection.


This above contains general information only. For full details, please refer to the policy document. For enquires, please contact our consultants or simply call our Customer Service Hotline 2533 5511.

YF Life Insurance International Ltd. is not a subsidiary or a group company of Massachusetts Mutual Life Insurance Company.